Medical Money Malady

Medical money spent for your basic healthcare is expensive. The new medication will cost you $1000 full pay. The cardiac test will cost you $1000 for your portion of the $15,000 full price.  Your portion of the physical therapy evaluation with a provider out of your insurance network will cost $500. In or out of your insurance network is expensive.  If you lack health insurance, it is more expensive.  How do you choose what medication, treatment, or procedure to get? Is treatment more important than prevention?  If it was prevented treatment may be unnecessary.  

Medical care today is expensive and complicated.  More unhealthy chronic conditions make medical treatment complex and costly.  Many average household budgets are barely able to get proper nutrition and housing.  Health insurance is less affordable.  This leads to less prevention care, lifestyle maintenance care, and more treatment care. The cost of prevention is most likely less that treatment for chronic disease. As health insurance costs rises, personal deductibles and co-pays increase.  Being unable to pay for basic health insurance usually means less medical care including health maintenance! 

Chronic disease will become more chronic and more expensive to treat!  The rising cost of healthcare including health insurance leads to more money spent by the patient.  Along with the overall economic inflation (especially food), certain expenses are liable to be dropped.  Health insurance and medication are likely to be discontinued or decreased so one can afford housing, food, gas, clothes, and more basic needs.

More prevention care, lifestyle maintenance care, and less treatment care is critical care.  One of the best things a patient can do is to continue with a healthy lifestyle for you and your family.  When you eat nutritious food, your grocery bill can be healthier as well. Exercise keeps you moving and with less pain.  It also helps decrease stress creating mental health clarity and good mood.  Add daily meditation and prayer for more mental health benefits.  Healthy is less stressful for your medical care with less doctor visits, tests, and medication. Healthy lifestyle in itself is a lifesaver and money saver.  Best health!

More medical money information: MY PATIENT HANDBOOK: money

  

Men's Health Month Means Checkup Time

 "If I had known I was going to live this long, I would have taken better care of myself." — Mickey Mantle

Statistics show that men are less likely than women to get routine health checkups and physical exams. Men are more likely to seek medical attention when there is an acute problem, and once that has resolved not until another acute problem. Part of the reason for this is lack of health education. Men are also more prone to the "this can't be happening to me" syndrome. Is ignorance truly bliss? Short term, maybe. Long term, no.

So what is a fella to do? Make a yearly checkup routine. Do it around your birthday or holiday like Father's Day or Christmas as a gift to yourself (your most important asset!). In addition to a complete medical history (be sure to take your notes and questions http://bit.ly/122ZEeF) and physical exam, there are other things your doctor should do. This includes:

• complete blood panel including a PSA (prostate specific antigen) if over 40 or have a history of prostate cancer in your family - please note that PSA screening is very controversial as to if it should be done and should be discussed at length with your doctor as this test does save lives
• EKG, baseline at first physical then every 2-3 years - yearly if over 50, have risk factors such as smoking, obesity, hypertension, diabetes, increased cholesterol, family history of heart disease
• cardiac screening by a cardiologist if any signs or symptoms of heart disease especially if there is a family history of heart attack, angina
• colon cancer screening with stool guaiac cards - stool samples are placed on these and returned to your doctor who checks for blood (this should be done when a rectal exam is performed, but if for some reason it is not, be sure to get these cards)
• colonoscopy, baseline at 50, sooner if stool positive for occult blood or gross rectal bleeding, weight loss, stomach symptoms
• genetic testing should be included for family inherited conditions 

Be sure to include regular visits to the dentist, and optometrist or ophthalmologist (eye doctor).

Best health, guys!

by J.L. Richardson, M.D., family medicine doctor and author of Patient Handbook to Medical Care: Your Personal Health Guide.

Listen to What Your History and Physical Should Include http://bit.ly/2MC0r5c

Women's Health Month Wellness

During Women's Health Month it is important to remember preventative health tests you may need done. Ladies, schedule your routine screenings and appointments to include:

1. mammogram/ MRI for breast cancer
2. PAP smear & HPV test for cervical cancer
3. stool check for blood (fecal occult blood test, FOBT) for colorectal cancer
4. cardiology doctor for cardiovascular prevention (get EKG, ECHO, and thallium stress test if indicated)
5. bone density scan to check for osteoporsis
6. counseling for smoking cessation, alcohol/drug dependence, and domestic violence
7. evaluation for depression and other mental disorders if necessary
8. complete physical exam, and routine blood tests.

Be sure to go over all test results with your healthcare provider.  Any abnormal results should be looked into further especially if you have symptoms.

Get in 5 to 10 minutes of exercise a day at least, sleep enough, and eat healthy! Laugh a lot and love a lot! Best health!

by J. L. Richardson, MD, family practice doctor and author of Patient Handbook to Medical Care: Your Personal Health Guide. (Amazon.com: Patient Handbook to Medical Care: Your Personal Health Guide eBook : Richardson M.D., J. L.: Kindle Store)

Prevention Healthcare

Prevention and early disease detection are important for your health and wellness.  Patient Handbook to Medical Care: Your Personal Health Guide is an excellent book resource to inform you about basic proper physical exams and tests every patient should may need. This quick link http://bit.ly/dpEGyA with Google Books has excerpts from the book.  You can also click on "Find a library", and see bookstores where the title is available.  Patient Handbook to Medical Care is in the Kindle library.  It is free to Kindle Unlimited users.  

Read how to make your healthcare the best with Patient Handbook to Medical Care: Your Personal Health Guide.  YOU are your most important asset! It is important to know how important your health and care of your health is a priority. Best health!

Home Health Heals

Did you know that most Medicare expenses are utilized in the last year of life?  This fact has become more recognized as patients find themselves financially unable to afford proper services to maintain an independent quality of life.  In addition, many over 60 years of age have multiple chronic conditions.  Aging plus chronic conditions that may have become disabling can make health diagnosis and treatment less effective yet more challenging to all healthcare providers.  This also includes family and non-family caregivers who must give up their time, job, etc. to help with care that is unaffordable on a fixed income.

Home based health care is on the rise as the population ages.  More patients than ever before are transitioning to healthcare in their homes including primary care provider visits, tests, and treatment. Studies have found that home health care keeps people healthier and out of the hospital.  It is only natural that the best place to heal and recover is home.

Hospital discharge planning has prepared you for your return home. Most of your care and treatment can be at your home. The old-fashioned house call, in person or via telehealth, remains an important part of medical care.  Most of all it provides continuous continuity at a time when you are unable to physically go to your healthcare providers office.  This is further enhanced with modern technology such as telemedicine.  The convenience and quality time spent with patients in home care lets the doctor, nurse practitioner, physician assistant, nurse, and other ancillary providers see you in your natural environment of everyday living.

Home health care includes personal care, too.  Often this service is necessary for help with bathing, dressing and activities of daily living.  Cooking and light housekeeping are just a few of the other services that may be offered.  Patients are able to recover comfortably and quicker when this type of home assistance is included.  Though rarely covered by regular insurance, it is an important part of any home care plan.  Saving money over the years for home personal care should be included in your financial plan especially long term.

Many primary care providers do well care in the home, too.  Minor medical maladies and routine medical care are easily rendered during a house call. Timely appointments can be made to fit your schedule. As this method of direct primary continues patients are seeing better health outcomes especially after hospitalization.  Readmissions within thirty days are less likely.  Best of all the patient feels better and recovers more quickly.  Home based health care provides greater continuity of care and active, current communication for the patient and all those involved. Get better, stay better at your house.  Best health!