Surge in Surgery

How many surgeries does the average person have in a lifetime?  According to the most recent study of its kind from 2002, it was found that you could need surgery at least 9.2 times if you live to 85 years of age. It is no surprise that surgeries increase with age.  Surgery is also prevalent in women during their reproductive years.  For both men and women between ages of 45 to 75 there is also an increase.  Three of the top ten most common surgeries were for women’s gynecological conditions.  C-sections ranked as number one.  For men the top surgery was for cardiac conditions (angioplasty, heart bypass).  Fortunately many surgeries done today are minimally invasive done as an outpatient instead of in a traditional hospital stay.

These facts indicate that you will have surgeries in your lifetime.  Think about the cost of this.  Would you be able to pay for it?  Rising health care costs and increase in illness have made this nearly impossible for most on an average income of today. The sensible and responsible thing to do is have health insurance.  Is your health more important than that $50,000 car or $200,000 home you insure? Plus these insurances are usually required.  Your health deserves to be insured as well.

If your health insurance policy has been cancelled, your health insurance provider has other plans that will fit your need with comprehensive, affordable coverage that covers more and includes your same providers.  Look at the cancelled product as new and improved health benefits at a much lower price. Basically your policy has not been “cancelled”, but upgraded with many more options.

There is also the option of looking at the National Healthcare Insurance Exchange by phone, paper application, online, or in person at designated places.  This offers more choices from other health insurance providers with different “levels” of coverage.  Each level offers basic and free preventive care from less than 60%  to 90% coverage.  The cost is now actually less than what you may have paid previously under the “cancelled” policy!  Now that health insurance is more affordable and chances are you will need surgery, it makes sense to have it.  Plus you get the chance to maintain your health with prevention and proper treatment in hopes of preventing surgery.

The yearly cost of your health insurance premium is much less than the cost of one major surgery and recuperation (equals 5-10 years worth). Even if you have enough cash to pay, you will save more than your money by being insured. Get covered for good health!

Best health!