sábado, 6 de agosto de 2022

Your Health Budget: Medication Affordability and Rising Healthcare Prices

The 2021 United States median income was about $45,760.  This amounts to about $3,813 per month.  After taxes this could be about $2542 per month for basic living expenses including rent/ mortgage; utilities; food; clothing; schooling; transportation; healthcare; insurances healthcare, home(s), car(s); and for other family necessary needs.  Ten percent of this ($254) could be just one of several medicines you take. Add more medication and it can easily become 20%. For patients below the poverty level, those with lowest average yearly salary of $18,074, especially those who are disabled or over 60 on Social Security Supplemental Income, this may be difficult.  

Patients have concerns about necessary medication, prescription or non-prescription, that they are unable to afford.  These include price, real necessity (i.e., other treatment options), and good treatment for that which it was given.  Will it control, make better, and cure their malady without side effects?  If it fails, the patient may get sicker as well as financially unstable.  

The days of patients taking everything the doctor prescribes or says are fewer.  Patients have become empowered in all ways especially with responsible self-care and health literacy.  Once diagnosed, or even prior to seeing the doctor, patients are able to immediately look it up and learn more about their condition(s), medication used for treatment, newest treatment options, specialists, special therapists, and so much more.  This helps you get the best treatment at prices that fit your budget.

Remember to discuss medication money issues with your healthcare providers.  They will be sure to help find affordable resources for you.  Also discuss, other treatments like proper nutrition and physical therapy which can done in your home.  This makes it easier and allows it to be continued more effectively.  Find what works best for you.  Best health!