Medical Money Malady

Medical money spent for your basic healthcare is expensive. The new medication will cost you $1000 full pay. The cardiac test will cost you $1000 for your portion of the $15,000 full price.  Your portion of the physical therapy evaluation with a provider out of your insurance network will cost $500. In or out of your insurance network is expensive.  If you lack health insurance, it is more expensive.  How do you choose what medication, treatment, or procedure to get? Is treatment more important than prevention?  If it was prevented treatment may be unnecessary.  

Medical care today is expensive and complicated.  More unhealthy chronic conditions make medical treatment complex and costly.  Many average household budgets are barely able to get proper nutrition and housing.  Health insurance is less affordable.  This leads to less prevention care, lifestyle maintenance care, and more treatment care. The cost of prevention is most likely less that treatment for chronic disease. As health insurance costs rises, personal deductibles and co-pays increase.  Being unable to pay for basic health insurance usually means less medical care including health maintenance! 

Chronic disease will become more chronic and more expensive to treat!  The rising cost of healthcare including health insurance leads to more money spent by the patient.  Along with the overall economic inflation (especially food), certain expenses are liable to be dropped.  Health insurance and medication are likely to be discontinued or decreased so one can afford housing, food, gas, clothes, and more basic needs.

More prevention care, lifestyle maintenance care, and less treatment care is critical care.  One of the best things a patient can do is to continue with a healthy lifestyle for you and your family.  When you eat nutritious food, your grocery bill can be healthier as well. Exercise keeps you moving and with less pain.  It also helps decrease stress creating mental health clarity and good mood.  Add daily meditation and prayer for more mental health benefits.  Healthy is less stressful for your medical care with less doctor visits, tests, and medication. Healthy lifestyle in itself is a lifesaver and money saver.  Best health!

More medical money information: MY PATIENT HANDBOOK: money

  

Men's Health Month Means Checkup Time

 "If I had known I was going to live this long, I would have taken better care of myself." — Mickey Mantle

Statistics show that men are less likely than women to get routine health checkups and physical exams. Men are more likely to seek medical attention when there is an acute problem, and once that has resolved not until another acute problem. Part of the reason for this is lack of health education. Men are also more prone to the "this can't be happening to me" syndrome. Is ignorance truly bliss? Short term, maybe. Long term, no.

So what is a fella to do? Make a yearly checkup routine. Do it around your birthday or holiday like Father's Day or Christmas as a gift to yourself (your most important asset!). In addition to a complete medical history (be sure to take your notes and questions http://bit.ly/122ZEeF) and physical exam, there are other things your doctor should do. This includes:

• complete blood panel including a PSA (prostate specific antigen) if over 40 or have a history of prostate cancer in your family - please note that PSA screening is very controversial as to if it should be done and should be discussed at length with your doctor as this test does save lives
• EKG, baseline at first physical then every 2-3 years - yearly if over 50, have risk factors such as smoking, obesity, hypertension, diabetes, increased cholesterol, family history of heart disease
• cardiac screening by a cardiologist if any signs or symptoms of heart disease especially if there is a family history of heart attack, angina
• colon cancer screening with stool guaiac cards - stool samples are placed on these and returned to your doctor who checks for blood (this should be done when a rectal exam is performed, but if for some reason it is not, be sure to get these cards)
• colonoscopy, baseline at 50, sooner if stool positive for occult blood or gross rectal bleeding, weight loss, stomach symptoms
• genetic testing should be included for family inherited conditions 

Be sure to include regular visits to the dentist, and optometrist or ophthalmologist (eye doctor).

Best health, guys!

by J.L. Richardson, M.D., family medicine doctor and author of Patient Handbook to Medical Care: Your Personal Health Guide.

Listen to What Your History and Physical Should Include http://bit.ly/2MC0r5c